For many drivers, a Jaguar is one of those “maybe someday if I win the lottery” cars. The 2019 Jaguar XJR 575 hit the market at an MSRP of $122,700, which is something like two to four times the average American’s annual income. If any car is worth that much money, it’s a 575-horsepower beast with a supercharged V8 under the hood (an increasingly scarce option even in 2019), but most of us just don’t have that kind of cash to spare.
But here’s the cool thing about Jaguars: they depreciate at about the same rate as a carton of milk. After less than a decade on the road, these cars are already selling for well under half their initial MSRP, and cheaper than a brand-new Toyota Grand Highlander. The question is whether you can afford to buy a used Jaguar, and maintain it. Let’s find out.
The Jaguar XJR 575 is Uncommon, But Affordable
2018 Jaguar XJR 575Jaguar
Jaguar has not released official production numbers for the XJR 575, but we’ve seen estimates as low as a few hundred units. The broader XJ nameplate only managed to sell a little over 1,000 units a year in 2018 and 2019, and the XJR 575 makes up a fraction of the total, so “a few hundred units” sounds about right.
You’re welcome to check the classifieds and our own auto marketplace, but the only XJR 575s we were able to find were on auction sites. To list a few recent sales.
- A 24,000-mile 2019 XJR 575 sold for $47,000 in early 2025.
- A 42,000-mile 2019 XJR 575 sold for $60,007 just last month.
- A 46,000-mile 2019 XJR 575 failed to reach its reserve last summer, with a high bid of $39,000.
We usually like to provide a longer list than this, but that’s all we could turn up. So it’s a tricky situation here where sellers are failing to get their reserve prices, so it should be a buyer’s market. But these cars are so scarce that, when they do pop up for sale, it might be the only opportunity you have to buy one for another year or longer.
Related
Is It Worth The Hassle Of Buying A Cheap Early 2000s Jaguar Luxury Sedan?
Due to depreciation, modern Jaguars represent a tempting used option. There are several elements to consider before taking the plunge, though.
Based on the two models that actually sold, we can average a typical sale price out to $53,503 for a typical mileage of 33,000. Comparing this price to a Toyota Grand Highlander, $53,503 puts us right between a $52,710 Hybrid Limited and a $53,690 Hybrid Nightshade. The Nightshade delivers a respectable 245 hp from its 2.5-liter engine, which is fine for a daily commuter but it doesn’t really compare to a car that’s named for its 575 horses.
This would tend to track with typical Jaguar depreciation, according to CarEdge, which puts the brand at the following values over a 10-year stretch, rounded to the nearest whole number.
3 Years
5 Years
10 Years
Residual Value
61%
49%
24%
If you’re looking for the sweet spot on the depreciation timeline, it’s right now. The price will continue to fall, but these cars are already rare, and it will only be more difficult to find one in good condition if you wait around for too long.
It’s Almost A Shocker That Any XJR 575s Have Survived This Long
2018 Jaguar XJR 575Jaguar
When we recommend used luxury and performance models that have seen massive fall-offs in terms of pricing, we usually note that the trade-off is higher maintenance costs. You may be spending less than the first owner on the sticker price, but premium parts and specialized servicing still cost extra, and you don’t have the new car warranty to lean on at this point.
All of that goes double for a Jaguar, with RepairPal estimating an annual maintenance cost of $1,123 for the brand overall, or $1,232 for the XJ line, listing the following as the most expensive common repairs for an XJR.
- Supercharger assembly replacement $5,256–$5,710
- Fuel tank replacement $2,914–$3,218
- Heater core replacement $1,517–$1,793
- Radiator fan assembly replacement $1,382–$1,435
- Brake vacuum pump replacement $885–$1,001
For comparison, a Toyota Highlander should only cost around $489 a year to maintain.
Generally speaking, luxury cars aren’t any less reliable than mid-market alternatives, but maintenance is more expensive. That’s not exactly the case in a Jaguar, which RepairPal rates at 2.5 out of a possible five stars for reliability. Jaguars are more expensive to take care of, and they tend to break down more often than most vehicles.
The AJ133 in particular is famous for failed water pumps and timing chain tensioners going bad (though this latter problem was more common in older units). When you pair these maintenance issues with the usual costs of owning a luxury car, you wind up spending more than you ever saved on the sticker price.
Insurance
$3,681
Maintenance
$1,232
Fuel
$4,550
Total
$9,463
Our insurance costs are provided by CarEdge, assuming a 40-year-old driver with good credit and a clean record, and fuel expenses come from FuelEconomy.gov, assuming 15,000 miles a year, split 45/55, highway/city.
Take all this into account, and you start to see why these cars are selling for fairly cheap, second-hand. An XJR 575 is a lot of fun while the warranty is valid and the automaker is footing the bill for routine maintenance and basic repairs. As soon as those five years (or 60,000 miles) are up, and you’re paying for busted hoses and new timing chains out of pocket, you could buy a used pickup in decent condition for the money you’re spending on your Jaguar every year.
The XJR 575 Is Perfect For Someone (Just Not A Bargain-Hunter)
2018 Jaguar XJR 575Jaguar
Our own Gerhard Horn has spent plenty of time behind the wheel of the XJR 575, ultimately giving it a very positive review, and strongly recommending against actually purchasing one for yourself.
“The Jaguar XJR 575 was the last of the truly thug-like luxury barges, not counting the brilliant Bentley Flying Spur, which is a few steps up from this. BMW and Mercedes-Benz both started using downsized turbocharged mild-hybrid V8s, but Jaguar continued to soldier on with an eight-year-old platform and bolted the F-Pace SVR’s supercharged 5.0-liter V8 under the hood.”
Commenting on the joyously excessive powerplant and daily-driver functionality, Gerhard adds…
“It’s a ridiculous engine in the sense that it’s so stupidly old-school, yet so much fun. And Jaguar didn’t even bother fitting all-wheel drive, which makes this large sedan more tail-happy than even the AWD F-Type SVR. It doesn’t have a firm ride, however. It’s an ideal daily companion, and I love the fact that it predates that ‘let’s put a touchscreen wherever we possibly can’ interior design philosophy.”
Related
Why Jaguar’s Collapse Is Quietly Reshaping The Luxury Market
While Jaguar risks everything in its bold reinvention, a void has been left in its traditional hunting grounds.
Unfortunately, the Jag’s rep for unreliability does it in.
“If it had the badge of a more dependable brand on the front, it would be easy to recommend, but alas. If you want something that feels more or less the same, minus the supercharger, I highly recommend the Lexus GS F.”
“I adore this car. Pity it’s a Jaguar.” – Gerhard Horn
Simply put, the ideal XJR 575 buyer is someone who’s more attracted to the experience than they are to the low price, because it’s a real money pit once you get a few repair bills in. The real flex isn’t that you can afford to buy a Jag, it’s that you can afford to maintain it.
About That Lexus GS F…
2016 Lexus GS F front 3/4 angle in blueLexus
If you’re really looking for the best of both worlds, check the key specs on a 2017 Lexus GS F.
2017 Lexus GS F
Power
467 hp
Torque
389 lb-ft
Trending Price
$41,000
Annual Maintenance Estimate
$499
The Lexus GS F is reliable, powerful, fun to drive, stylish, and cheaper than the XJR 575, currently trending at less than half its initial MSRP of $83,940, according to our price tracking tool.
Jaguars certainly have their appeal, but if you’re attracted to the XJR 575 specifically because of the low price, you’ll definitely be happier in a Lexus.
Sources: Jaguar, Lexus, RepairPal, CarEdge, FuelEconomy.gov.
