Take a look at total vehicle sales by month in a given year, and you’ll notice some spikes. Tax time is a big month for sales, and you see more purchases in April and May, as people find out what they’re getting back from Uncle Sam. The end of the year is usually an excellent time for car sales, as that’s when dealers are trying to get rid of leftover stock.
Look at the summer months, and you’ll find that sagging sales are often boosted by those July 4th events. In 2025, Americans bought around 1.27 million cars in June, 1.42 million in July, and 1.39 million in August, representing a healthy midsummer bump. 2026 will likely show a similar rise and fall from June to August, thanks in no small part to these deals.
Ford Is Offering Employee Pricing On Most Models
The Employee Price Amounts To Around 4% Off
Base MSRP (Ford F-150 XL)
$39,585
Potential Savings
$1,583
Offer Good Until
July 6, 2026
Employee pricing on a Ford vehicle will have you paying the dealer invoice, minus 0.4%, plus a $275 program fee. This typically amounts to a discount of around 4%, although these numbers will vary based on various factors, including MSRP and other available incentives.
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If you’ve had your eye on a mid-range F-150 pickup or a Ford Mustang, this could make a difference of thousands of dollars in the final sale price. Note that the discount is not available for high-end vehicles. If you want a Mustang GTD or a Ford Bronco Raptor, you’re going to have to pay full price.
!!!MODEL TAG!!! Listing Carousel 2024 Ford F-150
https://carbuzz.com/cars/ford/f-150/2024/
Chevrolet Is Offering 0% APR For 60 Months
This Amounts To Five Years With No Interest
Base MSRP (Chevrolet Silverado 1500 WT 4WD)
$48,795
Potential Savings
$6,454
Offer Good Until
July 7, 2026
Five years of interest on a $48,795 Silverado WT at 5% comes out to $6,454. That is a hefty discount. The catch is you need to finance through GM Financial, you need a Tier 1 credit score to qualify, and you may have to forego other incentives in order to claim this one.
Additionally, this is only open to certain high-traffic models. So, if you’re buying a Chevy Trax, a Silverado, or a Chevy Equinox, you may be eligible. Buying a Chevy Corvette? Not so much. If you do qualify, this deal can save you thousands on a new pickup or SUV.
!!!MODEL TAG!!! Listing Carousel 2026 Chevrolet Trax
https://carbuzz.com/cars/chevrolet/trax/2026/
Chevrolet Will Lease You An Equinox For $279 Per Month
$3,879 Due At Signing, And The Deal Is Good For 36 Months
Base MSRP
$28,600
Potential Savings
$3,996
Offer Good Until
July 7, 2026
Assuming a typical lease cost of $390 a month and the same cash up front, a three-year Equinox lease at $279 per month could save you around $3,996 over the course of the deal.
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Note that these numbers are dependent on credit, and you are limited on how many miles you can drive in a year. If you are comfortable leasing rather than buying, this will save you well over a hundred dollars a month.
!!!MODEL TAG!!! Listing Carousel 2024 Chevrolet Equinox
https://carbuzz.com/cars/chevrolet/equinox/2024/
Hyundai Will Let Interest Slide For 6 Years
0% Financing For 72 Months, Plus $3,000 In Bonus Cash
Base MSRP (Hyundai Ioniq 5 SE)
$35,000
Potential Savings
$8,584
Offer Good Until
July 6, 2026
Hyundai is currently offering a 0% financing deal on the Ioniq 5 and the Ioniq 9. These cars are also available with $3,000 in bonus cash, and, unlike most cash bonuses, these would appear to stack, given one dealership’s advertisement for “0% APR + $3,000 HMF bonus cash.” The catch is that you have to apply it as a down payment; they do not let you spend that money on a PlayStation 5 or a new pair of sneakers.
We are big fans of the whole Ioniq lineup here at CarBuzz. If you have had your eye on an Ioniq 5, and if you qualify (Tier 1 credit only), this purchase seems like a clear choice and gets our full recommendation.
Kia Is Offering 0% Financing For 60 Months, Or $2,750 Cash Back
Kia’s Looking To Move Sorentos, Sportages, And EVs At A Nice Low Price
Base MSRP (Kia Sportage LX)
$28,790
Potential Savings
$3,808
Offer Good Until
July 6, 2026
Buyers with Tier 1 credit may qualify for up to 60 months without interest in certain models (Kia Sportage, Kia EV9, Kia EV6), or 48 months in others (Kia Sorento, Sorento Hybrid), dependent on participating dealerships. Kia is also offering $2,750 in cash back, but the catch is that you can only pick one or the other.
In some instances, two years of interest at 5% will come out to way less than $2,750, making the cash back the smart choice. In others, 0% interest is the way to go.
Genesis Is Offering 0% APR On The GV60
The Deal Is Good For 60 Months On The GV60 And Electrified GV60
Base MSRP (Genesis GV60 RWD)
$52,525
Potential Savings
$6,947
Offer Good Until
July 6, 2026
The potential savings on a Genesis GV60, assuming you would otherwise be spending 5% APR for five years, come out to nearly $7,000, according to the handy-dandy auto loan tool at Calculator.net. If you have been thinking of buying a luxury car, July 4 deals are a godsend, saving you several thousand dollars on a premium MSRP.
If you don’t want to be on the hook for several years of payments, Genesis is also leasing certain EVs for $319 per month at the moment.
Tesla Is Offering 0% APR On The Model Y
The Offer Is Good For 72 Months For Qualifying Buyers
Base MSRP (Tesla Model Y RWD)
$47,630
Potential Savings
$7,599
Offer Good Until
July 6, 2026
Buyers with Tier 1 credit may qualify for 0% APR on a Tesla Model Y for 72 months. In a base RWD model, at an MSRP of $47,630, this could come out to savings of around $7,599, if you qualify, and if the deal is good in your region.
Model 3s are also being offered for lease at $329 per month right now, which is probably less than you spend on groceries, making this a good time to grab an EV.
Lincoln Is Offering Employee Prices Plus 0.9% APR On The Corsair
Base MSRP (Lincoln Corsair GT PHEV)
$54,365
Potential Savings
$9,408
Offer Good Until
July 6, 2026
Employee pricing applies to several Lincolns right now, including the Lincoln Corsair GT plug-in, and qualifying buyers can take advantage of 0.9% APR. The deal is good for 72 months, and is dependent on region and model. Assuming you were spending 5% interest over three years, you’re saving around $2,175 on the sticker price, plus $7,233 on the loan, for $9,408 in total savings.
If you cannot find this deal in your area, you can still take advantage of lease options such as $416 per month on a Corsair for 48 months.
Honda Is Offering 0.99% APR On The Prologue
The Deal Is Good For 60 Months On 2026 Models
Base MSRP (Honda Prologue EX)
$39,990
Potential Savings
$4,275
Offer Good Until
July 6, 2026
Honda is offering a number of low-APR deals at the moment, like 4.49% on a Honda Accord, and 2.49% on a Honda CR-V. The most generous discount of the bunch would be the Honda Prologue, which is available at 0.99% APR for 60 months. If you qualify, this could shave $4,275 off of five years of interest at 5%.
Honda Is Leasing The Civic Sedan For Peanuts
The Civic Sedan Is Going For $219 A Month
Base MSRP (Honda Civic Sedan 2WD LX)
$24,695
Potential Savings
$7,884
Offer Good Until
July 6, 2026
The Civic Sedan lease deal will see you paying $3,899 at signing, and the offer is good for the first 36 months of ownership. Assuming a typical lease of around $366 a month, this could save you $149 every month.
Other lease deals we like include an Accord for $249 a month with $3,999 due at signing, and one of our favorite pickups, the Honda Ridgeline, for $399 with $4,299 due at signing.
Note that all of these deals are dependent on credit, that they may be specific to certain regions, and that they vary by model and options. Shop around, and you are sure to find a dealer that can work with you on price.
Sources: Ford, Honda, Lincoln, Hyundai, Tesla, Chevrolet
